terms and conditions

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The Sabine State Bank and Trust Company (“Sabine Bank”) Terms and Conditions for website use shall apply to all persons who use or visit the Sabine Bank website. By using or visiting this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions both now and in the future. If you are not willing to be bound by these Terms and Conditions, do not use this website.

PRODUCTS AND SERVICES

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and the approval of Sabine Bank. This website, and the information, products, and services contained here, are not offered for use in any jurisdiction where prohibited by law.

INVESTMENT/TAX/LEGAL ADVICE

This website does not provide, and should not be construed as providing, investment, tax, or legal advice. It is your sole responsibility to obtain competent investment, accounting, tax, and legal advice.

SUBMISSIONS

To ensure the security of your account information, we expressly discourage you from sending personal, business, financial, or account information via email (including email forms that we provide). If you choose to send email messages to us that contain personal, business, financial, account, or other confidential information, you do so entirely at your own risk, and we will not be responsible for any loss or damages you may incur if you communicate such information by internet email.

LINKS

This website contains links to websites controlled or offered by third parties. Sabine Bank is not responsible for any information, materials, products, or services posted or offered at any of the third party websites linked to this website. By providing a link to a third party website, Sabine Bank does not endorse nor guarantee any products or services offered or information contained at that website, nor does Sabine Bank warrant the security or use of confidential information submitted to such sites. These linked third parties may have privacy policies different from that of Sabine Bank, and the third party websites may provide less security than the Sabine Bank website. You should review the privacy policy on any website before you provide confidential information.

DISCLAIMER OF WARRANTIES

The materials on this website are provided "as is" and without warranty of any kind whatsoever, whether express, implied, or statutory (including but not limited to, any implied warranties of merchantability, fitness for a particular purpose, or noninfringement, as well as any which arise from a course of dealing, course of performance, usage, or trade practice). Sabine Bank does not warrant or represent that the materials on this website are accurate or reliable, or that the materials are free from errors or viruses. Sabine Bank assumes no responsibility for, and disclaims all liability for, any errors or omissions in the materials appearing on this website or in materials which are referred to within this website or other websites which are linked to this website (including any results arising from the use of this website). Sabine Bank shall have the right to change this website or any products or services referred to in it at any time without notice.

LIMITATION OF LIABILITY

The maximum liability of Sabine Bank hereunder shall be limited to the actual amounts you have paid Sabine Bank for the services provided hereunder. Sabine Bank shall not be liable for any loss of revenue or profits, or incidental, indirect, special, or consequential damages, including, but not limited to, damages arising out of the loss of data, computer viruses, inability to use the website or any linked website, or otherwise arising out of any malfunction of the website, even if Sabine Bank is advised of the possibility of such damages in advance.

GOVERNING LAW

As the website can be accessed from all 50 states, you agree that by accessing this website, the laws of the State of Louisiana will apply to all matters relating to the use of this website, and the rights of the parties shall be interpreted and governed in accordance with the laws of the State of Louisiana  and shall be subject to Louisiana jurisdiction. Sabine Bank makes no representations that the materials on this website are appropriate for use in any jurisdiction other than Louisiana and Texas.

TRADEMARKS

Sabine Bank, its products, and services are trademarks of Sabine Bank. Other products, services, and company names mentioned herein may be trademarks of their respective owners. Any use of a Sabine Bank trademark as part of a link to or from any other website must be approved by Sabine Bank, in writing, prior to such use.

UNAUTHORIZED ACCESS

Certain portions of this website may be accessible only through the use of passwords or other security devices. Only authorized users may access or use such portions of the website. Use of such portions of the website by unauthorized persons or unauthorized use by any authorized users shall constitute a material violation of these Terms and Conditions and may constitute a crime.